Yes! It is possible to get limited company buy-to-let or commercial mortgages through a limited company. In both cases, we can offer you personalised advice to help to decide which is the best option for you.
With a limited company buy-to-let mortgage, the limited company would purchase the property as an investment, and the mortgage would be secured against the property. The limited company would then rent out the property and use the rental income to cover the mortgage payments and other expenses.
Limited company buy-to-let mortgages are different from personal buy-to-let mortgages, and there are some key differences in terms of eligibility criteria, interest rates, and tax implications.
For a commercial mortgage, the limited company would borrow money from a lender to purchase a property for business purposes, such as for use as a business premises or for property development. The mortgage would be secured against the property and the company would be required to make monthly payments to repay the loan over a fixed term.
Commercial mortgages can be more complex than residential mortgages and may have different eligibility criteria and interest rates. Lenders may require the company to provide additional security, such as personal guarantees from directors, in order to secure the loan.
Your home may be repossessed if you do not keep up with your repayments
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding.
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