Commercial Lending
Buying a property with a commercial element should be considered as a business transaction only. There are products available, referred to as Semi-commercial, which will have an element of commercial and it’s best to seek advice around which option is most appropriate for you.
In all instances, a deposit will be required if purchasing a commercial unit, which can range from 20% to 40%. Your monthly payments will vary according to the terms around the loan itself. We'll help you understand the loan terms and conditions, answer your questions, and ensure you have a clear understanding of the financial implications.
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At Your Mortgage Room, we take the time to understand your business objectives, financial requirements, and industry dynamics will determine which options are suitable for your business. If a commercial mortgage is the right option for you, we will refer you to our third-party specialist who will design a tailored solution that aligns with your needs.
Once we have established that a commercial mortgage is the right option for you, we will refer you to our third-party specialist who will design a tailored solution that aligns with your needs.
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Some high street lenders may offer commercial mortgages, and there are plenty of intermediary lenders that will also offer commercial deals. Rates will vary and some providers will have a greater appetite than others for different circumstances.
Our goal is to provide a seamless experience, so you can focus on moving your business forward. We will guide you through the necessary documentation, perform a thorough assessment of your business's financial health, and manage the loan application on your behalf.
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Ready to unlock the financial potential of your business and fuel its growth? Contact us at Your Mortgage Room to discuss your commercial lending needs.