Charlotte Oakley
The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.
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2023 - 2024
Charlotte Oakley
Aug 162 min read
Mortgage rate cuts: What does it mean for borrowers?
These rate cuts signal a positive trend for both prospective homebuyers and those considering remortgaging.
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Charlotte Oakley
Jul 32 min read
Who qualifies as a First-Time Buyer?
Understanding criteria for being a first-time buyer can help you determine your eligibility and take advantage of benefits.
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Charlotte Oakley
Jun 52 min read
Is it harder to get a mortgage as a contractor?
Securing a mortgage as a contractor can be challenging, but there are things you can do to improve your chances.
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Charlotte Oakley
Jul 31, 20233 min read
Government guaranteed mortgage scheme ending in December 2023: All is not lost.
The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...
160
Charlotte Oakley
Jul 21, 20234 min read
Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...
520
Charlotte Oakley
Jul 21, 20235 min read
The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...
140
Charlotte Oakley
Jul 7, 20233 min read
House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...
110
Charlotte Oakley
Jun 30, 20233 min read
What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...
220
Charlotte Oakley
May 26, 20233 min read
The rise of ‘Marathon Mortgages’: Exploring 40-Year mortgage terms
In the ever-evolving world of property and finance, mortgage products have witnessed a significant transformation. One notable trend is...
160
Charlotte Oakley
May 24, 20233 min read
A First-time buyer's guide to arranging a mortgage: Your path to homeownership
Purchasing your first home is a thrilling milestone, and at Your Mortgage Room, we are committed to guiding you through every step of the...
400
Charlotte Oakley
May 3, 20231 min read
Mortgage affordability rules
In the UK, mortgage affordability rules are designed to ensure that borrowers can afford to make their mortgage payments, both now and in...
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