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2023 - 2024
Charlotte Oakley
Aug 29, 20244 min read
The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.
180
Charlotte Oakley
Jul 3, 20242 min read
Who qualifies as a First-Time Buyer?
Understanding criteria for being a first-time buyer can help you determine your eligibility and take advantage of benefits.
140
Charlotte Oakley
Jun 5, 20242 min read
Is it harder to get a mortgage as a contractor?
Securing a mortgage as a contractor can be challenging, but there are things you can do to improve your chances.
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Charlotte Oakley
May 9, 20244 min read
How to Buy a House with a £5000 Deposit: A Guide for First-Time Buyers
How a first-time buyer can buy a house with a £5000 deposit.
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Charlotte Oakley
Jul 21, 20234 min read
Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...
550
Charlotte Oakley
Jul 21, 20235 min read
The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...
150
Charlotte Oakley
Jul 7, 20233 min read
House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...
110
Charlotte Oakley
Jun 30, 20233 min read
What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...
230
Charlotte Oakley
May 26, 20233 min read
The rise of ‘Marathon Mortgages’: Exploring 40-Year mortgage terms
In the ever-evolving world of property and finance, mortgage products have witnessed a significant transformation. One notable trend is...
160
Charlotte Oakley
May 24, 20233 min read
A First-time buyer's guide to arranging a mortgage: Your path to homeownership
Purchasing your first home is a thrilling milestone, and at Your Mortgage Room, we are committed to guiding you through every step of the...
450
Charlotte Oakley
May 17, 20232 min read
First time buyers: Is it cheaper to rent or buy?
According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...
230
Charlotte Oakley
May 17, 20232 min read
What is a joint-borrower-sole-proprietor mortgage and how can this help me buy a home?
A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...
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Charlotte Oakley
May 10, 20231 min read
Have you heard about Skipton’s Track Record mortgage?
Many first-time buyers find it difficult to know where to begin when thinking about buying their own home. With rent, bills and...
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