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2023 - 2024
Charlotte Oakley
Aug 29, 20244 min read
The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.
180
Charlotte Oakley
Aug 16, 20242 min read
Mortgage rate cuts: What does it mean for borrowers?
These rate cuts signal a positive trend for both prospective homebuyers and those considering remortgaging.
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Charlotte Oakley
Jul 30, 20243 min read
Should I remortgage?
Knowing when to remortgage your property and if it's the most suitable option for you.
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Charlotte Oakley
Jul 16, 20242 min read
Worried about adverse credit affecting your mortgage chances?
While adverse credit can pose challenges, it doesn't necessarily mean you can't obtain a mortgage.
70
Charlotte Oakley
Jul 31, 20233 min read
Government guaranteed mortgage scheme ending in December 2023: All is not lost.
The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...
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Charlotte Oakley
Jul 21, 20234 min read
Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...
550
Charlotte Oakley
Jul 21, 20235 min read
The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...
150
Charlotte Oakley
Jul 7, 20233 min read
House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...
110
Charlotte Oakley
Jun 30, 20233 min read
What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...
230
Charlotte Oakley
May 17, 20232 min read
First time buyers: Is it cheaper to rent or buy?
According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...
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Charlotte Oakley
May 17, 20232 min read
What is a joint-borrower-sole-proprietor mortgage and how can this help me buy a home?
A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...
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Charlotte Oakley
May 3, 20231 min read
Mortgage affordability rules
In the UK, mortgage affordability rules are designed to ensure that borrowers can afford to make their mortgage payments, both now and in...
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