2023 - 2024

Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.

These rate cuts signal a positive trend for both prospective homebuyers and those considering remortgaging.

Knowing when to remortgage your property and if it's the most suitable option for you.

While adverse credit can pose challenges, it doesn't necessarily mean you can't obtain a mortgage.

The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...

In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...

With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...

In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...

Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...

According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...

A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...

In the UK, mortgage affordability rules are designed to ensure that borrowers can afford to make their mortgage payments, both now and in...