2023 - 2024

In this blog we will be discussing the interest rate predictions for 2024 and whether or not they will be falling. In August 2023, the...

2024 is set to be a busy time for many homeowners, with the initial fixed term periods on mortgages expiring for a lot of clients across...

The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...

In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...

Making Mortgage Overpayments: A Smart Strategy for Financial Freedom Did you know that strategically making mortgage overpayments could...

With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...

In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...

Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...

In recent times, the high cost of living has become a concern for individuals and families alike. The surge in housing prices, coupled...

For many individuals working in the construction industry, the dream of homeownership can seem elusive due to the challenges associated...

In the ever-evolving world of property and finance, mortgage products have witnessed a significant transformation.  One notable trend is...

The UK's annual inflation rate is as a critical metric, influencing everything from daily expenses to long-term financial decisions....

Purchasing your first home is a thrilling milestone, and at Your Mortgage Room, we are committed to guiding you through every step of the...

According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...

A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...

The Bank of England base rate plays a significant role in influencing mortgage interest rates in the United Kingdom. The base rate refers...

Getting a mortgage when you're self-employed can be slightly more challenging than when you're an employed individual with a consistent...

Mortgage offers can be extended, depending on the lender's policies and the specific circumstances. Mortgage offers typically have an...

Many first-time buyers find it difficult to know where to begin when thinking about buying their own home. With rent, bills and...

Yes! It is possible to get limited company buy-to-let or commercial mortgages through a limited company. In both cases, we can offer you...